Leaving UO: Benefits Changes

It is important to be informed about what happens to your benefits when you terminate employment.  This information does not apply if you plan to retire. If you have questions, please call (541) 346-3085 or e-mail the Benefits Department.

Insurance

All classified employees represented by SEIU or Teamsters must work 80 hours in the final calendar month of employment to receive benefits through the end of the following month.

Officers of Administration, Represented and Unrepresented Faculty must work half the working days in the final calendar month of employment or 80 hours to receive benefits through the end of the following month.

If you do not work the required hours or days in the final calendar month of employment, your benefits will terminate the last day of the month.

Medical and/or Dental

COBRA Option:
COBRA is a federal law that allows you and your eligible dependents to continue your coverage for up to 18 months after your employment ends. If you become eligible for other group coverage, you must notify the COBRA administrator.  BenefitHelp Solutions (BHS) administers the COBRA plans for PEBB.

You have 60 days from your coverage end date to elect COBRA continuation. BHS will send a notice of your rights, responsibilities and rates by first class mail to your last known address.  COBRA rates are based on the active employee group rates plus an additional 2% administrative fee.  If you have questions after receiving the notice, BHS may be contacted at 1-877-433-6079.

Portability Option:
If you have been covered by a Kaiser medical plan for at least 180 days, you can convert your current group medical insurance to a portability plan. You can choose this option before, during or after your COBRA continuation coverage ends. Call Kaiser at 1-800-464-4000 for information.  To enroll, you must make application directly to Kaiser within 63 days of the date your group coverage ends.

Life Insurance

Portability Option:
You may continue your employee and spouse/domestic partner optional life insurance coverage if you are terminating for reasons other than total disability. You must continue employee optional life to continue the spouse/partner life policy.

Portability allows you to continue life insurance coverage at the same group rates plus a billing fee.  Premiums are adjusted annually based on your attained age.  To enroll in a portability plan, you must submit an application directly to The Standard within 60 days of the date your employment ends. 

Roll Over of Optional Life Insurance:
When two individuals are married or in domestic partnership and both are state employees, the employee or the spouse/domestic partner may roll over the optional life insurance coverage to the other’s benefit package upon termination of employment.

Conversion Option:
If your coverage or a dependent’s coverage ends or is reduced, you may be eligible to convert the terminated amounts to certain types of individual life insurance policies without providing evidence of insurability. You must apply and pay premiums within 60 days after group coverage ends or is reduced.

Short-term Disability (STD), Long-term Disability (LTD), and Accidental Death & Dismemberment (AD&D)

There are no continuation rights, nor can these policies be converted to individual plans.

NOTE: If you are terminating due to disability, contact the UO Benefits Office at 346-3086 for the STD and LTD claim forms to apply for benefits. If you have life insurance, The Standard will automatically determine if you qualify for a waiver of premium.

Unum Long Term Care Insurance

If you participate in the Unum Long Term Care Insurance plan, you must request to convert your coverage. The request must be made within 60 days of the date your group coverage ends. Premiums are paid directly to Unum. Contact the UO Benefits Office at 346-3085 or Unum at 1-800-227-4165 for conversion forms.

Health Care Flexible Spending Account (FSA)

COBRA Option:
If you would like to continue with after-tax contributions under the COBRA option, please contact BenefitHelp Solutions at 1-800-433-6079.

If you work 80 hours in your final month of employment, there will be a contribution taken from your final paycheck. You can be reimbursed for expenses you incur up to your last day of employment.

If you work less than 80 hours in your final month of employment, there will *not* be a contribution taken from your final pay. You can only be reimbursed for expenses incurred through the end of the prior month.

Dependent Care Flexible Spending Account (FSA)

No COBRA option is available.

If you work 80 hours in your final month of employment, there will be a contribution taken from your final paycheck. You can be reimbursed for expenses you incur up to your last day of employment.

If you work less than 80 hours in your final month of employment, there will *not* be a contribution taken from your final pay. You can only be reimbursed for expenses incurred through the end of the prior month.

Retirement Plans 

Public Employees' Retirement System (PERS)

To obtain information about the status of your PERS Tier 1, Tier 2 or OPSRP account, contact the PERS office at 1-888-320-7377.

Important: Notify PERS immediately of any change in address. 

Optional Retirement Plan (ORP)

For account information and available options, contact your ORP company.

Fidelity Investments   1-800-343-0860
TIAA-CREF               1-800-842-7715
Valic                            1-800-448-2542

Oregon Savings Growth Plan 

You will not be eligible to continue contributing to your Oregon Savings Growth Plan (OSGP) once you terminate employment. For account information contact OSGP at 1-800-365-8494.

Tax-deferred Investments

You will not be eligible to continue contributing to your tax-deferred investment account. Contact your company representative information and available options.

Vacation

Classified employees represented by SEIU or Teamsters: after six months of state service, you will be paid for unused vacation leave (maximum 250 hours.)  If you return to a permanent position within two years, you will be given credit for your previous service.

Officers of Administration, Represented and Unrepresented Faculty: you will be paid for unused vacation leave (maximum 180 hours).  If you have questions check with your department.

Sick Leave

You will not be paid for accumulated unused sick leave when you leave employment.

Personal Leave (Classified Employees Only)

This leave is to be used prior to your last day of work or it will be forfeited.

SEIU Insurances

Contact the SEIU insurance representative at 503-581-1505 regarding SEIU insurance coverage. 

University Issued Credit Cards

All university issued credit cards should be returned to your supervisor prior to your last day of employment.


Any error or omission in this notice is unintentional.  If there is a discrepancy between this notice and state and federal law or the plan documents, the law or documents will prevail.